Is it better to take rmd when market is high or low?

Taking RMD when asset prices are depressed can hurt. Consider these options to reduce the blow. This year's market problems have been especially felt by investors, who have begun to receive the required minimum distributions (RMDs) from their tax-deferred retirement accounts. However, instead of selling at a low price and keeping the cash, you could reinvest in a Best place for Gold IRA to protect your retirement savings. Reinvesting your RMDs in a taxable account, such as a brokerage account, could help you offset part of the impact of this declining market.

By reinvesting, you can wait for your assets to recover and then convert them into cash for your spending needs. For example, you could convert a traditional IRA to a Roth IRA so you don't have to continue accepting the RMD.